BioMs. Kovalkova joined Pharos and its predecessor entities as a Financial Analyst after graduation from Belmont University with a B.B.A. in Finance in 1998. Prior to Belmont University, Ms. Kovalkova studied International Economic Relations at Finance Academy under the Government of the Russian Federation in Moscow, Russia from 1993 to 1995. Ms. Kovalkova is based out of the firm's Nashville office.
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